it would appear they close 'em as soon as the money transfers.
considering the particular outfit that I just got a letter from, which shall remain nameless but there are all sorts of interesting rumors of cranky stockholders and peek-and-tell outfits about this one, there is only one reaction possible.
Halleluia, Halleluia, free at last!
while you are paying them down, it has become commonplace for the issuer to let you get 800-1000 dollars ahead, and then drop your credit limit down so you've only got enough for an emergency bus ticket home.
you know, this is not a bad thing. leave the big cranky banks in the dust. wind down personal debt and let those boys go whistle.
not that I want it all cut, but give it a month or so for all the reports to gel in the credit bureaus, and I'll be in really good shape, able to buy Rhode Island on a signature.
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